Kiplinger's Personal Finance

Written to help you do a better job of managing your personal and family financial affairs and to help you get more for your money. You get ideas on saving, investing, cutting taxes, making major purchases, advancing your career, buying a home, paying for education, health care and travel, plus much, much more. Special issues cover the latest information about car buying (December) and Mutual Funds (March and September).

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Kiplinger’s Personal Finance

NOW IS THE TIME FOR A TAX CHECKUP • A midyear review of your situation can help you avoid a headache next April.

TOP TIPS FOR EXPAT RETIREES • You may enjoy a lower cost of living by moving abroad, but it requires careful planning.

THINK TWICE BEFORE YOU TAP YOUR 401(K) EARLY • Penalty-free distributions have become more accessible, but they can be detrimental to your retirement security.

WHERE TO INVEST NOW • The crystal ball has gone dark on Wall Street. Flexibility and diversification will be key in the second half of 2025.

A BULL MAKES HIS CASE • This strategist sees a volatile market segueing to a strong close this year.

INVESTING ABROAD COULD PAY OFF • Countries overseas are stimulating their economies, and their stocks are compelling bargains.

TO HEDGE OR NOT TO HEDGE?

A GAME PLAN FOR CHOPPY MARKETS • Follow these tips and strategies to help you navigate investing turbulence.

A PRIMER ON VOLATILITY • Just how volatile are different investment types? Here’s a guide.

HOW RISKY IS MY INVESTMENT?

In Bonds We Absolutely Trust

THE OLD 60-40 PORTFOLIO GETS A MAKEOVER • Adding alternative investments to a balanced portfolio can smooth out returns.

TWEAK THE FORMULA WITHOUT ADDING ANYTHING NEW

ACTIVE ETFs ARE TAKING OFF

CASH IN ON AI EVOLUTION • Here’s where to find the winners as artificial intelligence transitions from an emerging technology to an adolescent one.

TECH STOCKS DRAG THIS FUND DOWN

AN EARLY REPORT CARD ON OUR FAVORITE ETFs

My Top 30 Index Turns Two

Get the Kiplinger Personal Finance app FREE! • Enjoy Kiplinger Personal Finance on your Apple or Android mobile device

YOUR DISASTER PREPARATION TOOLKIT • As severe weather events grow more intense and widespread, it’s smart to set up safeguards for your home and your finances.

FLOOD INSURANCE: NOT JUST FOR HOMES AT HIGH RISK

DEALING WITH THE AFTERMATH OF A DISASTER • Four families whose homes were damaged or destroyed share their stories.

HOW TO COMPLAIN AND GET RESULTS • It pays to be respectful, organized and persistent.

GETTING RID OF THE STUFF YOUR FAMILY DOESN’T WANT? HERE’S HOW TO SELL IT • If your children are taking a pass on furniture, collectibles or other items you no longer need, use these tips to cash in on them instead.

New Twists on Giving Gifts to Kids

Get a Higher Yield on Checking

Kiplinger READERS' CHOICE AWARDS 2025 • In our survey, readers evaluated brokers, wealth managers, credit cards, banks and other financial providers. Find out which ones rose to the top.

HOW READERS CHOSE THE WINNERS

ANSWERS TO YOUR QUESTIONS ABOUT SOCIAL SECURITY • From smart claiming strategies for couples to tips on maximizing your monthly check, we have advice that can help you.

9 THINGS YOU MAY NOT KNOW ABOUT SOCIAL SECURITY • Even if you’ve been collecting benefits for years, you may have more to learn.

A GUIDE TO TAXES ON SOCIAL SECURITY BENEFITS • If the IRS is taking a cut, make sure you know how to cover the bill.

THE OUTLOOK FOR TAXES ON BENEFITS

MAKE THE MOST OF YOUR ONLINE SOCIAL SECURITY ACCOUNT • Bypassing the agency’s phone...